Preparation Guide

Windermere Hurricane Preparation: Protecting Your Home & Family

Hurricane preparation in Windermere means checking the roof, trees, windows and insurance before the season, then documenting damage afterward. If a storm hits, call or text 321-420-7274 and Ryan Solberg matches you with a restoration company for water and storm damage. You pay CFDR nothing, and CFDR does not bill your insurer.

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Hurricane Risk

Why Windermere Homes Face Hurricane Damage

Hurricane Season Exposure

Central Florida homes can see hurricane-force wind and heavy rain when a storm crosses the state. Wind-driven rain can get into a home even when the structure holds.

Large Homes

Larger homes have more roof and window area exposed to wind. Roofs and windows are the main points where wind and rain get in.

Lakes & Low Areas

Properties near lakes and low spots can see flooding when heavy rain falls or lake levels rise. Standard homeowners policies generally do not cover flood.

Mature Trees

Large oaks and pines can fall in hurricane winds. Trees that land on a roof can damage the home and let water in.

Aging Roofs

Older roofs are more likely to fail in high winds. Have the roof inspected and repaired or replaced before storm season, not after.

Pre-Season Checklist

Hurricane Preparation Checklist (Before Season Starts)

Work through this list before hurricane season, not after a storm is in the forecast:

Roof InspectionHave a licensed roofer check the roof. Look for missing shingles, damaged flashing and signs of age. Repair or replace now if the roof is near the end of its life.

Trim TreesRemove dead branches near the house and trim limbs hanging over the roof. Have dead or dying trees taken down.

Secure Gutters & DownspoutsMake sure gutters are secure, since loose gutters can become airborne in wind. Downspouts should drain away from the foundation.

Check Window & Door SealsWindows and doors are wind entry points. Check weatherstripping, seals and locks, and replace what is damaged.

Install Hurricane ShuttersPlywood or rolling shutters protect windows. You cannot board up during a hurricane, so do it before the season.

Backup Power PlanPlan for a generator, fuel and battery backups, and know how to operate a generator safely. Stored fuel goes bad over time, so check it.

Document Your HomeTake photos, video and an inventory of contents and valuables. Store backup copies off-site. They help with an insurance claim.

Review InsuranceConfirm your coverage, know your deductible (including any hurricane deductible), and ask about flood insurance, since standard homeowners policies generally do not cover flood.

During the Storm

During a Hurricane: What to Do

Evacuate if Ordered

If an evacuation is ordered for your area, leave. Do not wait. Your life is more valuable than your home.

Shelter in Place if Safe

If told to shelter in place, go to an interior room away from windows, such as a bathroom or closet.

Don't Use Elevators

Power loss is common in hurricanes, and an elevator can trap you. Use stairs only.

Turn Off Water & Gas if Needed

If your home is flooding or you smell gas, turn off water and gas if it is safe. Know where the shutoffs are before the storm.

Stay Away from Windows

Flying debris is dangerous and windows can break. Stay inside and away from windows until the storm has passed.

After the Storm

Post-Hurricane Recovery: First Steps

Safety Assessment

Wait for the official all-clear before entering your home. Check for gas leaks, electrical hazards and structural damage. If it is unsafe, do not enter.

Document Everything

Take photos and video of all damage before cleanup, with wide shots and close-ups. This record helps with your insurance claim.

Report the Loss

Reporting the loss to your insurer is your call, and many policies set deadlines, so check yours. Citizens policyholder? Call Citizens first (866-411-2742); with other insurers, ask about managed-repair rules before you sign a repair contract.

Call CFDR

Call or text 321-420-7274. Ryan Solberg asks where the property is and what happened, then matches you with a restoration company. Ask the matched company for its arrival time before you agree to anything.

Board Up & Secure

Open damage to the weather invites more water damage. Ask the matched company whether it can board up or tarp damaged areas, and if not, who can.

Water Extraction & Drying

Floodwater and wind-driven rain cause interior damage. The company extracts water and dries the structure, and you can ask how it checks moisture and how it handles suspected mold.

Damage Types & Coverage

Hurricane Damage: What to Ask Your Insurer

Your matched company documents the loss for your claim and writes a line-item Xactimate estimate. Coverage and settlement decisions stay between you and your insurer.

Roof Damage

Check your policy, including any hurricane or wind deductible.

Wind Damage (Siding, Windows, Doors)

Ask how your policy treats wind damage and what proof it asks for.

Water Damage from Flooding or Rising Water

Standard homeowners policies generally do not cover flood. Ask about a separate flood policy.

Tree Damage

Ask what your policy says about tree removal and what the tree damaged.

Contents Loss (Furniture, Electronics)

Check your contents limit and keep the inventory you made before the season.

Additional Living Expenses

Ask whether your policy covers living expenses if the home is not livable, and for how long.

Who is CFDR?

Private Orlando restoration referral service, not FEMA. Call or text 321-420-7274 24/7 and Ryan Solberg matches you with a local restoration company. You pay CFDR nothing, and CFDR does not bill your insurer.

How CFDR works →

Storm Damage in Windermere?

Call any hour. Owner Ryan Solberg takes the calls; if he is on another call, he calls you back. Call 321-420-7274, or send the details and Ryan calls you back. You pay CFDR nothing, and CFDR does not bill your insurer.

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