Sewage Backup in Your Orlando Home
If sewage is backing up into your house, stop running water and flushing, keep everyone out of the affected rooms, and don't touch it without protection. If several drains back up at once, the blockage may be in the main line: call a plumber or your sewer utility. Porous materials it soaks, like carpet and drywall, usually must come out. Call or text CFDR at 321-420-7274 for a sewage cleanup company. Citizens' HO-3 does not cover sewer backup; many private carriers sell an endorsement.
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Sewage backup in my house: what do I do first?
1. Stop using water
Don't flush toilets or run sinks, showers, the washer or the dishwasher. More water pushes more sewage into the house.
2. Keep everyone out
Keep people and pets out of the affected rooms. Don't touch the sewage or walk through it without protection.
3. Power off if it is safe
If sewage has reached outlets or appliances, turn off power to those rooms at the breaker, but only if you can reach the panel without stepping in the water. Otherwise call an electrician.
4. Check the pattern
If several drains back up at once, the blockage may be in the main line. Call a plumber, or your sewer utility if the problem is in the public main.
5. Photograph from a safe distance
Take photos and video without entering the area, for your claim. Don't throw out damaged items until they are documented.
6. Call a sewage cleanup company and your insurer
Open a claim with your insurer and call for cleanup. Don't use plungers, drain snakes or chemicals while the line is backing up.
Water from another source too? House flooded? Who to call, in order →
Is sewage backup dangerous?
Yes, treat it that way. CDC warns that floodwater may contain sewage and other germs that can lead to illness, and says the best protection is to stay out of the water. Apply the same caution to a sewage backup in your house, and don't clean it up yourself.
Who do I call if the backup is from the city sewer?
If every drain in the house backs up, or neighbors are affected too, the blockage may be in the public sewer main in the street. The utility that serves your address handles that line; find its number on its official website or on your water bill. A plumber can tell you quickly whether the problem is in your pipes or in the main, and can quote a backwater valve to help prevent a repeat.
Does homeowners insurance cover sewage backup in Florida?
Often not, unless you bought an endorsement. Citizens' HO-3 does not cover sewer backup (Citizens comparison chart); many private carriers sell an endorsement. Read your policy and call your insurer before you decide, and report the loss either way.
Your matched company documents the loss for your claim and writes a line-item Xactimate estimate. Coverage and settlement decisions stay between you and your insurer.
Ask your matched company how billing works on an insurance job; your deductible is yours.
Sewer backup endorsements → · Citizens and water damage → · Florida claim deadlines →
What can be saved after a sewage backup?
Hard, non-porous surfaces can usually be cleaned and disinfected. Porous materials that sewage soaked, such as carpet, pad, drywall and insulation, usually can't be, and CDC's flood guidance says to discard items such as rugs and drywall that can't be disinfected. Photograph items before they go. If mold develops later, Ryan can match you with a mold remediation company. Mold remediation →
What does a sewage cleanup company do?
Protective entry and assessment
The company enters in protective equipment, finds how far the contamination reached and sets up the work area.
Extraction
Standing sewage is pumped and extracted. Any left behind keeps contaminating the materials around it.
Removal of contaminated materials
Porous materials the sewage soaked, such as carpet, pad, drywall and insulation, are usually removed and disposed of.
Cleaning and disinfecting
Remaining hard surfaces are cleaned and treated with Disinfectants.
Drying and deodorizing
The structure is dried to normal moisture readings, and air filtration and deodorizing treat odor, including in the HVAC system.
Rebuild
Many sewage cleanup companies can also rebuild what was removed. Ask whether the matched company does, and get the scope in writing.
How much does sewage cleanup cost?
It depends on how many rooms were reached, what has to be removed and whether the line needs repair, so get a written, itemized estimate before work starts. Sewage backup cleanup cost →
Where does CFDR match companies?
CFDR matches homes and businesses within about 90 minutes' drive of downtown Orlando: Orange, Seminole, Osceola, Lake, Volusia, Polk, Brevard, Sumter and Marion counties. That covers Orlando, Kissimmee, St. Cloud, Sanford, Winter Park, Apopka, Clermont, Lakeland, Winter Haven, Daytona Beach, DeLand, Melbourne, Palm Bay, Titusville, Leesburg, The Villages and Ocala. Tampa and Brandon are edge areas: Ryan matches them when a network company covers the address. Outside these counties, call about large commercial, multi-unit or whole-home losses.
- Orange County
- Seminole County
- Osceola County
- Lake County
- Volusia County
- Polk County
- Brevard County
- Sumter County
- Marion County
Who is CFDR?
Private Orlando restoration referral service, not FEMA. Call or text 321-420-7274 24/7 and Ryan Solberg matches you with a local restoration company. You pay CFDR nothing, and CFDR does not bill your insurer.
Before work starts, ask the company for its IICRC Certified Firm number, its Florida license number where the work needs one, and a certificate of insurance.
Sources
- CDC: Floodwater After a Disaster or Emergency (sewage, germs, items to discard) (accessed 2026-10-13)
- Citizens HO-3 coverage comparison chart, April 2026 (sewer backup not covered) (accessed 2026-10-13)
- Fla. Stat. s. 626.854 (public adjusters) (accessed 2026-10-13)
- IICRC Certified Firm verification (accessed 2026-10-13)
Sewage Cleanup Across Central Florida
Sewage Backup? Stay Out and Call or Text.
Call any hour. Owner Ryan Solberg takes the calls; if he is on another call, he calls you back. You pay CFDR nothing, and CFDR does not bill your insurer.