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Insurance Claims

We Handle Your Insurance Claim — Start to Finish

Don't fight your insurance company alone. We write Xactimate estimates, communicate with your adjuster, and make sure you get every dollar you're owed.

100%Claims handled in-house
AllMajor carriers accepted
XactimateCertified estimates
AdjusterDirect communication
How It Works

The Insurance Claims Process — Explained Simply

Most homeowners have never filed a major property insurance claim. We've done hundreds. Here's exactly what happens when you work with us.

1

Emergency Mitigation First

We begin emergency work immediately to stop the damage from spreading. This is time-critical and insurance companies expect it — delaying mitigation can reduce your claim.

2

Damage Documentation

Every item of damage is photographed, measured, and documented in detail. We use moisture meters and thermal cameras to find hidden damage that adjusters miss.

3

Xactimate Estimate

We write a complete Xactimate estimate in the same format and pricing database your adjuster uses. This minimizes disputes and maximizes your settlement.

4

Adjuster Communication

We communicate directly with your adjuster, answer their questions, and provide additional documentation when needed. You just approve the scope of work.

5

Supplemental Claims if Needed

If additional damage is discovered during reconstruction, we file a supplemental claim. Most restoration jobs require at least one supplement — we know exactly how to do this.

Non-emergency form

For estimates, mold testing, or insurance questions. Replies within 4 business hours.

Insurance Carriers

We Work With Every Major Carrier

🛡️ State Farm
🛡️ Allstate
🛡️ Citizens Insurance
🛡️ USAA
🛡️ Farmers
🛡️ Progressive
🛡️ Liberty Mutual
🛡️ + All Others
FAQ

Insurance Claims Questions Answered

Yes. We communicate directly with your adjuster, respond to their requests, and make sure all covered damages are included in your settlement. You don't have to play phone tag with your carrier.
Xactimate is the industry-standard estimating software used by insurance adjusters. Being Xactimate-certified means we write estimates in the same format and pricing database your adjuster uses — which minimizes disputes and speeds up your claim.
Possibly, depending on your carrier and your claims history. However, not filing a claim when you have covered damage means you're paying premiums without getting the benefit you've paid for. We'll help you understand your situation before you decide.
Document everything with photos and video before touching anything. Then call us — we'll help you properly document the damage for maximum claim value. Don't throw anything away until an adjuster has seen it.
Yes. If your initial insurance settlement doesn't cover the full scope of damage, we can help you file a supplemental claim with additional documentation. This is common and completely legitimate.
We work with all major carriers including State Farm, Allstate, Citizens Insurance, USAA, Farmers, Progressive, Liberty Mutual, and any other carrier your policy is with. We're familiar with each carrier's claims process.

Don't Face Your Insurance Company Alone.

We've handled hundreds of claims. Call — we'll be your advocate from the first call to the final check.

Call Now — 321-420-7274Free Inspection →