Mold Remediation in Orlando, FL
In Florida, mold growth larger than 10 square feet must be removed by a state-licensed Mold Remediator, and the company that assesses a home generally may not remediate it within 12 months (ss. 468.8411, 468.8419). Fix the moisture source first. Call or text CFDR at 321-420-7274 and Ryan matches you with a mold remediation company; ask for its MRSR license number and check it at myfloridalicense.com.
Active loss? Call. Don't fill in a form.
Do I need a licensed mold remediator in Florida?
Yes, for mold growth larger than 10 square feet. Florida requires a licensed Mold Assessor to assess it and a licensed Mold Remediator to remove it, and you can check either license on the state's site. Florida's mold rules in full →
Can the company that tests my home also remove the mold?
Generally not within 12 months of the assessment (s. 468.8419(1)(d)), so the assessment and the removal come from separate companies. Mold testing →
How is mold remediated, step by step?
This is the usual sequence. Ask the matched company whether it follows the IICRC S520 mold remediation standard, and get its scope of work in writing before it starts.
Assessment by a licensed Mold Assessor
A Florida-licensed Mold Assessor, from a different company than the remediator, finds the mold and the moisture source and writes the remediation protocol.
Containment
The remediator seals the work area with plastic sheeting to keep spores from drifting into clean rooms.
HEPA air filtration
HEPA air scrubbers run in the work area while materials are removed and surfaces are cleaned.
Removal and cleaning
Affected porous materials such as drywall and insulation are removed and bagged. Non-porous surfaces are HEPA-vacuumed and cleaned.
Fix the moisture source
Mold needs moisture. The leak, roof intrusion or HVAC problem has to be fixed before walls are closed, or the mold comes back.
Post-remediation check
Ask for a check by an assessor who is independent of the remediator. Florida's 12-month rule keeps the same company from assessing and removing the same home.
What are the signs of mold in a house?
| Musty odor without visible mold | Mold may be hidden behind walls or under floors |
| Visible black, green or white spots | Don't disturb them; stirring up mold spreads it |
| Water stains on walls or ceiling | Mold may be growing behind the surface |
| Recent water damage not dried within 24–48 hours | EPA: that is the window to prevent mold growth |
| Peeling paint or wallpaper | Moisture may be escaping from inside the wall |
How fast does mold grow after water damage?
EPA says to dry water-damaged areas and items within 24 to 48 hours to prevent mold growth. Past that window mold can start, which is why the moisture source and the drying come first. How fast mold grows in Florida →
Is mold dangerous?
EPA says mold exposure can cause allergy-type reactions such as sneezing, a runny nose, red eyes and skin rash, and that sensitivity varies from person to person. Ask your doctor about symptoms, and don't disturb visible mold yourself.
Does insurance cover mold remediation in Florida?
Usually only up to a limit, and only when the mold follows a covered loss. Citizens' other carriers vary (.Citizens comparison chart; Tower Hill form). Check your own declarations page for your limit.
Your matched company documents the loss for your claim and writes a line-item Xactimate estimate. Coverage and settlement decisions stay between you and your insurer.
Ask your matched company how billing works on an insurance job; your deductible is yours.
Florida claim deadlines and steps →
What does mold remediation cost?
It depends on how much area is affected and how deep the mold is, so ask for a written, itemized scope and price. Mold remediation cost →
Where does CFDR match companies?
CFDR matches homes and businesses within about 90 minutes' drive of downtown Orlando: Orange, Seminole, Osceola, Lake, Volusia, Polk, Brevard, Sumter and Marion counties. That covers Orlando, Kissimmee, St. Cloud, Sanford, Winter Park, Apopka, Clermont, Lakeland, Winter Haven, Daytona Beach, DeLand, Melbourne, Palm Bay, Titusville, Leesburg, The Villages and Ocala. Tampa and Brandon are edge areas: Ryan matches them when a network company covers the address. Outside these counties, call about large commercial, multi-unit or whole-home losses.
- Orange County
- Seminole County
- Osceola County
- Lake County
- Volusia County
- Polk County
- Brevard County
- Sumter County
- Marion County
Who is CFDR?
Private Orlando restoration referral service, not FEMA. Call or text 321-420-7274 24/7 and Ryan Solberg matches you with a local restoration company. You pay CFDR nothing, and CFDR does not bill your insurer.
Sources
- Fla. Stat. s. 468.8411 (mold definitions, including 10 square feet) (accessed 2026-10-13)
- Fla. Stat. s. 468.8419 (prohibitions, including the 12-month rule in (1)(d)) (accessed 2026-10-13)
- Fla. Stat. s. 626.854 (public adjusters) (accessed 2026-10-13)
- Florida DBPR license search (verify a Mold Assessor or Mold Remediator) (accessed 2026-10-13)
- EPA: A Brief Guide to Mold, Moisture and Your Home (drying within 24-48 hours) (accessed 2026-10-13)
- EPA: Mold and Health (accessed 2026-10-13)
- Citizens HO-3 coverage comparison chart, April 2026 (fungi limit) (accessed 2026-10-13)
- Tower Hill HO-3 form TH HO-3 06 13 (fungi limit) (accessed 2026-10-13)
- IICRC: ANSI/IICRC S520 Standard for Professional Mold Remediation (accessed 2026-10-13)
Mold Remediation Across Central Florida
Think You Have Mold?
Call any hour. Owner Ryan Solberg takes the calls; if he is on another call, he calls you back. You pay CFDR nothing, and CFDR does not bill your insurer.