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2026 Cost Guide

Fire & Smoke Damage Restoration Cost in Florida

Fire restoration costs range from $5,000 for small fires to $100,000+ for major structural damage. Most homeowners' insurance covers the full cost. Here's the complete breakdown.

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Cost Breakdown

Fire Damage Restoration Costs in Central Florida

Fire damage costs vary dramatically by extent. A small kitchen fire might cost $10,000, while a house fire can exceed $100,000. Most is covered by insurance after your deductible.

Service / Damage ScopeTypical CostDetails
Small fire damage (1 room, minimal)$5,000 – $15,000Cleanup, soot removal, cosmetic repairs
Moderate fire damage (2–3 rooms)$15,000 – $40,000Soot removal, drywall/flooring, structural repairs
Major fire damage (whole home)$40,000 – $100,000+Extensive structural damage, total reconstruction
Smoke odor removal (per room)$500 – $1,500Thermal fogging, ozone treatment, or chemical remediation
Contents cleaning & restoration$2,000 – $15,000Depends on volume and type of belongings
Water damage from firefighting$1,500 – $8,000Often exceeds fire damage itself — treated separately
Structural framing/rebuild (per sq ft)$10 – $30/sq ftFull reconstruction — material + labor intensive
Roof reconstruction$8,000 – $25,000+Often necessary after structural fire damage

* Costs require on-site assessment. Most homeowners pay only their deductible ($500–$2,500) — insurance covers the rest. Your matched pro handles all claim communication.

Cost Factors

What Determines Fire Restoration Cost

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Fire Extent & Intensity

Kitchen fires are often contained to one area. House fires spread through multiple rooms, HVAC systems, and structural framing. Bigger fires = much higher costs.

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Smoke & Soot Spread

Smoke travels through walls and HVAC systems — often causing damage far from the fire itself. Full-home smoke remediation adds $5,000–$15,000.

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Water Damage from Firefighting

Firefighters use massive amounts of water. Water damage from suppression often exceeds fire damage itself and requires separate mitigation.

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Contents Affected

Your furniture, clothing, photos, and valuables may be savable — but require professional cleaning. More contents = higher restoration costs.

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Structural & Framing Damage

If fire damaged wooden framing or load-bearing walls, reconstruction is extensive and expensive. If it's cosmetic (drywall/paint), costs are lower.

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Insurance Coverage

Fire is typically fully covered. You pay your deductible; your matched pro handles the claim and pushes for full settlement on all damage.

The Process

How Fire Restoration Actually Works

1

Emergency Response (24/7)

Your matched pro arrives immediately. First priority: stop active fires/hazards and prevent further damage. They board up structures and prevent looting.

2

Assessment & Documentation

Your pro documents all damage with photos/video — critical for your insurance claim. They create a detailed scope of work and cost estimate.

3

Debris Removal & Hazmat Cleanup

Your pro safely removes charred materials, ash, debris, and hazardous materials according to EPA/OSHA standards.

4

Water Removal & Drying

Firefighting water is usually worse than fire damage. Your pro extracts water, dries structural elements, and prevents mold.

5

Smoke & Odor Remediation

Professional smoke remediation uses thermal fogging, ozone treatment, or chemical remediation — not just air freshener.

6

Structural Repair & Reconstruction

Your pro repairs/replaces damaged framing, flooring, drywall, roofing — everything back to pre-fire condition or better.

Fire Emergency? Ryan Dispatches a Pro Immediately

24/7 emergency dispatch. Your matched pro handles mitigation, cleanup, and full reconstruction. Most costs covered by insurance.

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FAQ

Fire Damage Questions

Most homeowner's policies cover fire damage — both the fire itself and secondary damage like smoke, water damage (from firefighting), and contents loss. Your matched pro maximizes your claim.
Professional fire restoration includes: debris removal, soot and smoke cleanup, odor elimination, structural repair, contents cleaning, and full reconstruction. It's comprehensive.
Smoke penetrates everything — walls, insulation, HVAC systems, belongings. DIY cleaning spreads soot deeper and creates new health hazards. Professional smoke remediation uses industrial equipment and proper containment.
Yes. Your matched pro carefully packs out your belongings, cleans/restores them off-site, and returns them to your restored home. Everything is inventoried for your claim.
Small fires (one room): 2–4 weeks. Major fires (multi-room): 6–12 weeks. It depends on structural damage extent. Your matched pro provides realistic timelines during the assessment.
Your matched network pro handles everything: mitigation, cleanup, odor removal, reconstruction, and contents restoration. One crew, one point of contact, no handoffs.

After a Fire: Your Matched Pro Handles Everything

From emergency response to full reconstruction — Ryan is your single point of contact, your pro does the work. Call 24/7.

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