Florida is one of the few states with specific laws governing mold assessment and remediation. Understanding these laws protects you when hiring a remediation company — and ensures your insurance claim won't be denied due to improper work.
Florida Chapter 468 — The Mold Law
Florida Statutes Chapter 468, Part XVI, requires that anyone performing mold assessment or mold remediation on a structure be licensed by the Florida Department of Business and Professional Regulation (DBPR). This law applies to any remediation exceeding 10 square feet.
Two Types of Licenses
- Mold Assessor (MRSA): Licensed to inspect, sample, test, and write remediation protocols — but NOT to perform remediation
- Mold Remediator (MRSR): Licensed to perform the actual mold removal and remediation work
The same company legally cannot do both assessment AND remediation — this protects homeowners from conflicts of interest.
Why This Matters for Your Insurance Claim
If mold remediation is performed by an unlicensed contractor, your insurance carrier can legally deny the claim, even if the work appears to be done correctly. Always verify a remediator's license at MyFloridaLicense.com before work begins.
The Clearance Certificate Requirement
A legitimate mold remediation in Florida should end with a clearance certificate — a post-remediation test performed by a licensed assessor (different from the remediator) confirming that mold levels are back to normal. Network pros coordinate clearance certificates accepted by all major insurance carriers.
Verifying a License
Go to MyFloridaLicense.com → Verify a License → select “Mold-Related Services” → enter the contractor's license number. The result shows license status, expiration date, and any discipline history. An active license with no discipline history is what you want to see.
Questions? Call at 321-420-7274.