Restoration Referral in Daytona Beach, FL

Ian flooded the low neighborhoods, Nicole hit the coast

In September 2022 Hurricane Ian left many flood-prone Daytona Beach neighborhoods underwater for days. About six weeks later, on November 9 and 10, Nicole came ashore with gusts up to 70 mph, about 6 inches of rain and roughly 3 feet of storm surge. Daytona Beach Shores and Wilbur-by-the-Sea reported the most damage.

Rain, surge and river water are different losses

Daytona Beach homes can be hit by wind-driven rain through a damaged roof, by storm surge, and by rainwater that cannot drain from a low neighborhood, sometimes in the same event. Insurers classify these differently, and Florida's Office of Insurance Regulation has said a basic homeowners policy does not cover flooding. Describe in order what happened and when: what came from above, what came from below, and which date each belongs to.

If you were damaged by both Ian and Nicole, report each as its own event with its own date, and ask your insurer in writing how it treats two losses on one property. Surge and floodwater are treated as Category 3 (grossly contaminated) in the IICRC S500 standard, so porous materials that were soaked generally need removal. The EPA advises drying wet materials within 24 to 48 hours to prevent mold.

Condos, motels and commercial property

After Ian, inspectors in Daytona Beach Shores found the Hawaiian Inn, Holiday Inn Express, South Shore Motel and White Surf Condo unsafe, and after Nicole they found 19 more buildings there unsafe, per the Daytona Times. For associations and commercial owners, structural questions come first, and a restoration company can only work on what inspectors allow. Ryan matches Daytona Beach homes, condo associations and commercial properties with a restoration company.