Tree Fell on Your House? Call Now — Emergency Response
One call connects you with a local crew in Central Florida — emergency tarping of the breach, tree & debris removal coordination, structural assessment, and full reconstruction. Ryan Solberg takes the calls.
What To Do Right Now — 7 Immediate Steps
A tree on your house is a time-critical emergency. Follow these steps in order to protect your family and your claim.
Get Everyone Out & Stay Clear
Move all occupants away from the affected area immediately. A tree resting on a structure is unstable — it can shift, roll, or cause additional collapse without warning. Do not go under it or onto the roof.
Do Not Touch the Tree
Do not attempt to move branches, pull debris, or stabilize the tree yourself. This is work for a professional crew with proper equipment and safety protocols.
Shut Off Power & Gas If Safe
If you can reach the main breaker and gas shutoff without going through the affected area, turn both off. If there are downed power lines outside, call 911 — do not approach them under any circumstances.
Call 911 for Downed Lines or Gas Smell
Downed power lines and gas leaks are life-safety emergencies. Call 911 first. The utility company will de-energize the line before anyone enters the area.
Document From a Safe Distance
Once you are in a safe location, photograph and video the damage from a distance before anything is moved. This documentation is critical for your insurance claim. Do not put yourself at risk for a photo.
Call Your Insurer
Open your insurance claim as soon as possible. Note the claim number. You do not need a full damage assessment yet — you just need the claim open so emergency protective work can begin.
Call Us — Emergency Response Dispatched
Call 321-420-7274. Ryan Solberg takes the calls and matches you with a company for emergency tarping and boarding of the breach; ask for its arrival time. Every rain that passes through that opening costs you more.
Why Central Florida Trees Are Especially Dangerous to Homes
Mature oaks, loblolly pines, and queen palms are fixtures of established Central Florida neighborhoods — and they become serious structural hazards during storms, hurricanes, and even after prolonged heavy rain.
Florida's sandy soil becomes saturated quickly and loses grip on root systems. A tree that has stood for 40 years can topple in a single storm — not because it died, but because the ground beneath it simply gave way.
⚠️ The Damage Happens in Seconds
A falling tree punches through roof decking, shingles, and possibly rafters or trusses. The opening is often larger than it appears from outside.
Impact loads crack or crush wood framing. Hidden damage to rafters, ridge boards, and wall top plates is common and easy to miss without a proper assessment.
Rain has a direct path into attic, walls, insulation, and subfloor within minutes of the breach. Mold begins growing in 24–48 hours in Florida's humidity.
A tree resting on a damaged structure applies continuous load. Weakened rafters can fail hours or days after the initial impact, especially if the tree is not removed carefully.
From Emergency Tarping to Full Reconstruction
Your matched Central Florida pro handles every phase of tree impact response — so you have one point of contact from the day the tree falls to the day you move back in.
Emergency Tarping & Board-Up
The moment a tree creates an opening in your roof or wall, rain has a direct path into your home. Your matched pro installs heavy-duty tarping over the breach immediately — before permanent repairs are planned — to stop active water intrusion.
Tree & Debris Removal Coordination
Your matched pro coordinates with a licensed tree crew on access, sequencing, and safety. The tree has to come off in a controlled way that does not cause additional structural damage — then debris is fully hauled.
Structural Assessment
The visible breach is only part of the damage. The impact load from a large tree can crack rafters, crush trusses, shift ridge boards, and cause stress fractures that are invisible until they fail. Your matched pro assesses the full structural impact.
Water Intrusion Control
Rain enters through a tree breach fast. If the tree fell during a storm, water may already be inside wall cavities, insulation, and subfloor. Industrial drying equipment is deployed to stop mold from forming in the hidden spaces.
Insurance Claim Documentation
Network pros write Xactimate estimates — the same platform your adjuster uses — and photograph the impact point and structural damage in the format that eliminates claim disputes. They document the breach clearly so tree-removal costs are properly claimed.
Full Reconstruction
From rafter replacement to roof deck repair, new shingles, wall framing, and interior finishing — your matched pro handles the complete rebuild from the point the tree created to fully restored. One crew, one contact.
What Florida Homeowner's Insurance Covers When a Tree Hits Your Home
Tree impact claims have specific coverage rules. Understanding them before your adjuster arrives helps protect your payout.
What's Typically Covered
Important Coverage Details
Local Network vs. National Chain After a Storm
National Chains After a Storm
- Overwhelmed after regional storm events
- Crews with no local address or Florida license
- Response times stretch to days or weeks
- No knowledge of FL insurance carriers
- Unfamiliar with Florida permitting
- High crew turnover — different team every visit
Central Florida Disaster Recovery
- Local network — crews are already in Central FL
- Ryan Solberg takes the calls
- Faster response even after storm events
- Deep FL insurance carrier knowledge
- Know Orange, Osceola, Seminole permitting
- Same team from first call to final walkthrough
Related Storm Services
Tree Fell on House — Common Questions
Tree Damage Cleanup Across Central Florida
Tree Hit Your House? Don't Wait for the Next Rain.
Every hour that opening is uncovered is more water damage, more mold risk, more cost. Ryan Solberg takes the calls and matches you with a local company that protects your home and documents the loss for your claim.